Ha ha, you're wrong. Actually money are created from thin air. In the early stages people have won in court in fact.
Either you didn't write what I wrote, or I wasn't clear (sorry).
I'll restate: either you compare real bitcoins with real cash you can hold in your hand,
or you compare bitcoins "in a bank" with cash "in a bank".
You are comparing "real bitcoins" vs "cash in a bank", which obviously make no fucking sense.
There could be no government depositor insurance, as the govenment would not have the money. People would only save in safe banks.
Wrong: nothing prevents governments from acquiring bitcoins.
There would be no money printing or QE, meaning the so called bank reserves of today would have to be replaced by equity. I suspect fractional banking would be possible, but less relevant.
This is correct.