Isn't part of the point of having a free-market that everyone is responsible for their own actions? I personally am investing with the same philosophy I use for poker... I bring what I can afford to lose, and no more.
A major part of the reason Bitcoin caught my fancy is that it is unregulated by the same criminals who've been manipulating the rest of the economy in my country.
I want the chance to participate in a free market before I die...