As others are depicting the picture here I'm also with them that the lending is not good way to make money. To be honest the lending process is really work of the real world but not the virtual one. Even in the virtual world we can see that how the money is looted with no evidence left behind and all the interest is taken aways before it could be paid off. Then how can we trust the lending process over the internet where you can't even see to whom your money is going and form where the interest rate is accounted for. I mean the website itself could be a biggest a fraud or the person behind the algorithm might be the one. You will never know where the money went of in case of scam sites and you can't even make any accusation over there if the whole system is corrupted. The main aim of my advice here is that it is completely risky business but you can always try it out and share the reviews here really. Its upto your risk. :-)