It will work for some sites and it will not work some other. The thing is lending is difficult task and there are so many risks in ol we into it. You have to show up your docs over there so you loose the anonymity over there and then you also have fear of loosing the money even after doing so much verification. Not the lending site but take example of localbitcoin, even with the many KYC verification and escrow services for the funds they always have cases of fraudster. So in what ways you think that lending could be easy stuff to manage.