Ripple has great technology on banking sector. It will increase transaction speed many times. It has advanced technical team and excellent road map. So, in my prediction, it will make new highs on 2020 and best to invest.
Ripple is a great choice for long term holding. If you check its chart price rise to fast and price pullback did not happen. We may see a correction in the near future, During that time we should accumulate more xrp because price may rise $1 - $5 in 2020.