Such waste of time this child board, it's been 10 days I daily read the loan request, in a hope to give a loan to someone serious but no,,,  full of dumb scammer thinking they will actually get what they asking for.

Collateral ? Escrow ?

http://www.dictionary.com/browse/collateral
http://www.dictionary.com/browse/escrow

I already known the answer, I'm out of here.