there are many companies that offer this, all of which seem more reputable than this offering.    

the "holy grail" offering would be a bitcoin-backed debit card, where you held bitcoins in a wallet which "backed" the fiat and/or bitcoin spending power of a mastercard / visa debit card.  My company is working on this offering, as was BitInstant as of a while back.  There are MANY hurdles with this offering - not only is there finCEN, but it may not even be possible if visa or mastercard end up not wanting to play ball.  Even if they did, we're talking an investment to the tune of hundreds of thousands of dollars to develop the solution and maintain compliance with state and federal regulations.  Moving business outside the US does not remove this burden, as MtGox recently found out.