Why should anyone leave his money on a pool , ppl still don't understand cryptos , never trust third party ,if they don't run with your money someone will hack them and run with it , so it's a matter of time to be stolen , control your private keys control your own money....no banks in crypto
Payouts are scheduled in this case, at least to my knowledge.
A lot of Crypto mining is about trust and contributing to the network and pools, i guess.