I'm not really surprised. As it is now, Bitcoin is not a good option for payment services.. the tx fees are ridiculous and confirmations take too long. Even banks do "instant" transactions nowadays, so a solution needs to be found for this.
They are starting to compare Bitcoin to gold, which at the moment is a more accurate analogy investment-wise, if you ask me.
I call bullshit. Banks do it only between accounts within the same bank. You can't have an instant transaction between different banks and you can't have money sent during weekends and at nights. I have been doing it for many years and my last transaction sent on Monday needed over 24h to appear on the account of my friend in a different bank within the same country. My another transaction that was sent on Saturday arrived on Tuesday (!) because they don't work in the evenings, nights, on Sundays, and it takes up to 48 hours anyway.
Good thing you don't have to use your checking account to buy games from Steam, you can just use a debit card.
Bitcoin can not be gold if it loses its utility. Gold/Silver became store of wealth because they have huge amount of utility in jewelry and industrial.