I hate when I have to admit that the scenario above has about 99% +/- 1% chances of becoming true.
I hate the idea of digital gold.
I hate the idea of one coin for investments, one coin for large transactions, one coin as gold, one for small transactions, one for god knows what. But seems like step by step we're getting there.
It's conceivable that second layers will make Bitcoin all things to all people. That's always been the intention. We've yet to see one in operation so let's see if one pops up and what it can do before deciding fates are set in stone.