If you can invest 100k do it with XSPEC, it's the best anon coin with best community. And until the price increases, you will have a decent amount of staking, daily ....
I can agree here with you about XSPEC being the best anon coin. But I find it irresponsible to invets 100K (100%) in only one coin. I would divide it in at least 10 investments, 10 % each, and I would include Monero, XPEC, IOTA, LTC, ETH, few more + 3 ICOs.
Russ1990's strategy is to invest in 3 or 4 long term projects. This can be a very good strategy if the choice is well done. He was asking for a specific coin, XSPEC is my answer.