Then again did the bankers really created the 2008 crisi or the people who bought faulty products from them? The people who took so much debt they weren't able to repay it?
Maybe we're going off-topic here, but do you think cryptocurrencies are immune to events like that? In a way Bitcoin was an escape from fractional reserve banking, but this year has introduced several cryptocurrency lending startups. Lending means debt and interest, and interest means money creation. Are we retracing the mistakes we were trying to fix in the first place?