If you have a lot of money then why not to take a risk. Let's face the truth that after bitcoin, ethereum is one good thing to invest with. Since its value now is not yet to high then it's also the right time to grab the opportunity. On the other hand, you must have at-least 3 options. First, divide your money into 3 top altcoins so that it will not to risky to invest. Second, bitcoin must always consider as it will give you more profit. Third is trading.