If I understand correctly, this card does not allow you to pay with it. It is used only for an easier track of your current cryptocurrency holding and their value. Is it really worth paying such huge amount of money? I would rather spend it on an additional hardware wallet. There are a few exchanges around the world which already can provide you a credit card which will take money from your cryptocurrency balance. Also, there are plenty of apps available for free on Android and iOS which help you to track your money f.e. Blockfolio.