Just think about it!
"A platform that combines all the lending platforms in a way that simply makes sense. We are not just "another" lending platform among all the other platforms. We are the one that combines the possibilities of said lending platforms into one."
And what does it say? that developers simply took away ideas from other projects that are already on their feet and make a profit - and implemented it on their service
No you are not right. It is necessary to perceive this as a serious work on the mistakes, the only thing that should be understood here is the work on other people's mistakes. This is also a difficult work that other companies could not do