I can't speak for the other person, but I believe they were trying to say you have no trust or feedback in your profile...especially considering the registration date.

Since you have an aged member account, I'd think you'd have other people around here by now who may consider a zero collateral loan. With your account level and amount, I personally would PM someone I know on this forum and not create a thread.

I was tempted for a brief moment, but the small change I risk or throw out the window in my world may be huge money in yours. Too many folks in the scam world try to play on the fact that my simple $20-$30 may equate to a month salary in your world.

And please note, I'm not saying you are a scammer...just weird.