What Im saying is that returns must be made more attractive than simply hodling BTC
At least with Nucleus he knows for sustainability he can pay less and make it last forever. Its smarter to make say 5% a month for life than 20% for 9 months. Ill take 5-12% a month for the rest of my life over a 48% per month for 4 months like bitpetite.
I applaud you both for having a civil conversation with the intent of adding value to the project and I thank you for that. It is important to me to interact with people exactly like you both and I greatly value your opinion.
My core thought is that 5% a month is a simply phenomenal return that will attract a ton of investment. 9% is extraordinary. These type of returns will extract huge capital.
You cannot compare this lending platform to those guaranteeing 25-35% monthly. You simply do not know if they will be there tomorrow and although the party is great while it lasts one morning you will wake up and it will be gone.
Is it possible to pay interest in BTC as opposed to USD? Maybe. I will look into the possibilities plus pros and cons.
Lending program - invest in USD (Conversion of NCL or BTC) .. @ 7-12% monthly returns (accrued daily) ... You will receive your CAPITAL BACK (again USD Converted to NCL or BTC) upon investment term completion, is not at all an attractive proposal for me as there are lot many many far more legitimate attractive proposals always available to people in crypto world (I think it may attract people who dont like Bitcoin or have no knowledge about Bitcoin and want to invest USD thru bank transfer/visa/master card etc.). I dont see myself lending and referring in this proposal.
However - invest with NCL .. @ 7-12% monthly returns (accrued daily) ... You will receive your NCL back upon investment term completion, will be far more attractive and a different proposal altogether. Still 7-12% will not be easy to refer.