90% of all bitcoin owners have less than 0.1 BTC each
you don't know that because "bitcoin owners" don't hold a flag telling the public how much bitcoin they own. all you saw is some stats on some website telling you how much each transaction output is worth and at least half of them are change addresses and the other half is the result of the spam attacks against bitcoin network.
the fees to transfer $100 worth of BTC cost around $25. that is outrageous
the cost of sending a bitcoin transaction which can be $1 worth or $1,000,000,000+ is worth the same and it is worth $12. that is with current bitcoin price. maybe you think bitcoin is worth $35,000 I don't know!