You don't need a hardware wallet for maximum security. 99% of people getting ripped off are keeping all their BTC on a web wallet or in an online trading account.
Following these rules will eliminate most Bitcoin rip-offs:
- Stop using web wallets
- Don't keep all your BTC in your trading account (if you trade)
- Store your Bitcoin using a method where you have possession of your private keys. You can use the bitcoin-core client if you're willing to download 150GB of data. Or you can use one of the thin clients. Electrum is a good example: Make a new wallet with a deterministic seed phrase, print it and keep it somewhere safe. If your computer is stolen or destroyed you can regenerate the wallet from the passphrase.
- Stop using Windows. The Windows world is full of viruses and trojans that can steal your wallet.
- Use a Linux computer with whole-drive LUKS encryption for Bitcoin.
- Practice good internet hygiene. Don't download porn or torrents on the same computer as your Bitcoin. Keep your Bitcoin on a separate computer. Bitcoin is money and it's serious business.
- If you're a profitable trader move your profits from the trading site to your secure wallet. Don't keep all your eggs in 1 basket.