Based on reading the lala world whitepaper, I found LALA CARD which serves as a debit, credit and even loyalty card. It serves as a prepaid card synced through lala wallet. Perks of having this card is "the more you spend, the more you earn points." which can be used on loyalty card programs that lala world offers and credited. In my opinion, this lala card may used on many ways possible. Really interesting product they created. Thanks Lala world.