Wow, what a reason for deciding to increase the rate to 5%...
Hopefully you don't know people that scam other people, so you won't decide to do the same because they told you it is a very common approach and should be replicated.. or
Hopefully you don't know people that dislike your site and told you to close it and disappear.. or
.. you got the idea.
I am more comfortable with 5% than 1%.
Just saying. It means a bigger incentive for dooglus to be honest and not run away with invested coins.