Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
I also put aside 20% of my daily jobs earning as saving. And then the what's left is I budget it. It has works wonder for me up to today. I'm glad that I'd listen to my parents early on regarding saving. You might try it if so see if it's fits you. Others do to the opposite, they do the budget first and the rest put into saving. I guess you have to try and experiment it yourself. And always ask yourself if you really need or just want it before spending your precious money.
I never spend more than 50% of my salary. I give 10% of my salary to the church, and I eat everyday by cooking myself (I mean, I still live with my mom, hahaha). I never buy food outside, I just buy a small snack just on weekends. I was deliberately not spend money to hang out or eat in restaurants, I also do not have a boyfriend. I was determined to save and invest for my future. I'm determined to buy a house and make my family happy, that's when I'll start thinking about hanging out and having fun. Or get a girldfriend.
Got confused. You dont have a boyfriend and thinking of having a girlfriend,?? which is which??. If you are from the Philippines then im guessing that you are a member of INC. Anyways i envy how you discipline yourself, spending 45% only of your salary is a difficult thing to do.