OP if the money means alot to you then you should cash out. Only invest what you can afford to lose, and know that bitcoin is not a "safe" investment. You should do a lot of research on it before you actually decide to invest.
What is your basis about telling that Bitcoin is not a safe investment? those FUDs spreaders that was always wronged about Bitcoin? Can't blame you though if they really affect your perspective.
If I could take a chance in receiving a $500 bill or worth $500 BTC then I would definitely choose Bitcoin all day as the price of it keeps appreciating over time and I witnessed its growth ever since I discovered how to do things from it.