What is your main reason you do not invest in BTC with huge amounts of money?
Well, if by invest you mean "buy and hold bitcoins," that's really more speculation (not that speculation can't technically be investing.) I'm not that big on speculative investing, which is partly why I don't buy stocks, etc. in the hope of selling them for higher prices later. So there's no way I'd put huge amounts of money into buying bitcoins. That said, if I see something that looks solid, I'll "invest" a little... so yeah, I am sitting on some bitcoins for that reason.
As far as investing by creating a bitcoin-oriented business, that can be more difficult and require more time, effort and expense for a lot of folks (although I see no reason why most of us here can't buy a few extra bitcoins, stash a little extra cash, and advertise that we're exchanging bitcoins: buying from and selling to others locally. The market can use the extra liquidity.)