It makes little sense to lend coins at cheap price, HODLing BTC and NCL will yield better returns


10% a month in USD isnt much, buyin gand holding btc beats that and you dont rely on bot which might stop performing.



5-10% a month in BTC is more appealing(remove compounding burdens the system), you not going to have many investors lend you coin at such a low fiat rate. By now everyone invested in lending coins knows how it all works