i bought a greendot moneypak from a local drugstore and then used localbitcoins.com to find someone who accepted it as payment. total time took ~1 hour. the only fee was the moneypak reload fee which was $4.95 and the exchange rate of USD/BTC the seller wanted
Not sure they have moneypak in my area.
Are you looking to speculate with just BTC? or other Altcoins?
You can always buy BTC 10 different ways and then send the BTC to BTC-E.
I want want btc both to trade and buy mining equipment. Btce-e has good prices for buying and trading but I can not find a way to fund usd into btc-e.