Do not use SEPA. Repeat, do NOT USE SEPA.
I've had five criminal cases opened against me due to "fraud" and "forgery" of signatures when accepting SEPA.
Never again.
Any idea what is going on? Some security problem at Deutche Postbank, and scammers got unauthorized access to random bank accounts? Or is Postbank attacking localbitcoins this way? But they wouldn't need Tor I guess.
You can gain knowledge of someones bank details and fill out a transfer slip, throw it in the banks mailbox.
All banks send those to Frankfurt, where they are processed. Processed as in simply executed.
The owner of the account notices money missing, gets reimbursed by the bank (that's the law!) and the bank sues (or threatens to) the money's recipient. This NEVER works. NEVER. There's a dozen court decisions how only the bank itself is culpably when negligent.
caveat: this is german law, dunno about y'all.
TOR on the other hand - use it, by all means. No need for anyone to be spying on my BTC dealings.