Aside:


There is no need for you to grasp it.  If you’re “not a technical person”, don’t even try.  And if you do want to try, then you should start by increasing your basic technical skills—then reading the specs.  Then, you would never find yourself apologizing for “dumb questions”.

There is some sort of absurd postmodern myth that everybody needs to understand everything.  No, you don’t—and you won’t; you never will.  You use technology every day which you have not the slightest hope of ever understanding.  I guarantee that you don’t understand GPS, either; but I’d wager that you trust it to guide you where you want to go.

Segwit is highly technical.  It’s a hack; but it’s a brilliant, elegant hack which makes everything Just Work without sacrificing backwards compatibility (= no hardfork).  The whole Internet is built on such hacks, most of them far less neat and orderly.  Do you want to start brushing up on IPv6 and DNSSEC?  Or for that matter, the long chain of weird kludges applied to SMTP since the protocol was first defined in 1982?

Segwit does not remove signatures; that’s a ridiculous canard peddled by smear campaigners for cheap propaganda purposes.  The engineers did a fine job on this one.  That’s all you really need to know.  If you can’t or won’t read all the specs—if you lack the ability and/or the will to work through the process of gaining significant expertise—then don’t ask questions, especially if you won’t read the answers anyway.  Just sit back, use, and enjoy.

(Note:  I am not affiliated with Core, though I hope to perhaps contribute someday.  I like specs and Unix kernel C code for bedtime reading.)