Yes the plan is for everybody to be able to have his own management portfolio. But that hasn't been implemented yet. I guess that 10K limit is only because they wanted the first DAA managers to be serious and big players with experience. So they can together thoroughly test the platform and get feedback from experienced managers, before it becomes available to an "average Joe". Once average Joe has access to creating his own DAA, that 10K limit will be removed. And instead he would have to pay in ICN tokens to be able to create his own DAA. The exact details aren't worked out yet I think, but I expect it will be much cheaper than $10K.

More and more people are asking me on how to invest in crypto and if I'd do it for them. Of course I can't create different wallets and exchange accounts for everybody so I decline. But can't wait for the opportunity to make my own DAA fund. Then I'll just tell them to buy my fund and show them how to do it. Of course it would help a lot if there was fiat gateway so they could just invest with their credit card.

I think once DAA funds are open to everyone and there's fiat gateway there will be time to judge if ICN has indeed failed. But for now I still believe in the project. And ICN's so cheap it's a steal right now. So I'll buy some more for hodl.