when I say sell before Ripple dives.  I mean like within the natural flow.  every coins gains and then retreats us from that gain.. so sell at the top of a peak .. I never said it was gonna bomb totally. geez some proportion.. anyhow you are micoscoping too hard. let's leave it. you clearly don't get my drift.

As for which banks..

http://gtgox.com/partners-of-ripple/

have a read dude