I'm Joe R and I just got banned from their telegram for letting them know that their is no excuse for not coming up with the business plan as they had PROMISED they would by today. AFTER the start of business today they are just ho hum about not meeting the deadline... for a business plan. A business plan that anyone could have written with the least bit of experience. i think they are a fraud now. Anyone else have an opinion on their lame excuse for not getting the business plan done by today aside form "we are slovenian and we are not known for meeting deadlines"? I was planning on holding very long term but now the y are tanking.