Haha, your allocation of proceeds is so unclear and doesn't make sense at all. Please clarify what those allocations are and specify why you need them:

• $2.5 million - discounts for partnering funds ??
• $3.5 million - referral payments ??
• $1 million - team salaries
• $1 million - technology advertising (what the hell is technology advertising???)
• $3 million - marketing efforts and monthly road show participation (seriously?? so much money for marketing? wtf..)

Why do you need all of that? And why those amounts of money? How did you calculate? Why aren't the calculations in the white paper?

In other words, it seems like you are wasting $12 million of investor money