So, in the end you'll have all your money back plus interest. No worries. Just give me a few hours with the loan and you'll be taken care of and I appericate your interest and possible help

I'm sure your intentions are pure and you have every intention to pay back (after the dice roll right), but do you realize you're going to pay $30 in fees for an $11 loan?
Will the dice give you more than $30 to pay back the $11 and make some profit in just a few hours?
Good gawd.