Not a problem. Yea, typically banks, insurance companies and private lenders will back out of goodwill when assessing a company. I'm not sure if anybody but me cares, but the history of goodwill and its treatment by the accounting profession is fascinating. It is one of those things which everybody would rather not allow because of how fuzzy and potentially misleading it is, but it has to be allowed as it does more often than not represent the true economic substance of an acquisition (nobody would be able to buy Coke or McDonalds at Book Value + FMV adjustments, for example).