Don't reinvest. You are not going to make anything in the long run and if you reinvest you're literally just compounding your losses. Take whatever you get and withdraw, and take the losses that you have already incurred.

I'd say that you probably lost out on a lot of money because they made every single contract 1 year instead of lifetime, which means that people are overpaying initially when they bought their share.

There are no guarantees that they won't reduce 1 year to 6 months or something. Take your money out of there when you still can.