I am gay and you're really cute. I like latin men. And I can't pay. Me and my mom are poor and on disability and food stamps.
How to be a scammer!
1. Ask for money for (bullshit reason goes here)
2. Receive money
3. Tell victim you have no intention on paying them back
4. Prostitute
yourself and/or
your mother out in lieu for loan repayment
You would know, wouldn't you?
Edit: woops, I thought I was replying to Joey.