I personally don't think that you're a scammer but in all honesty it's stupid for somebody to give you 100% of the money to buy an asic. Put yourself in the shoes of the lender, they either give you the money an make some interest back or they buy it themselves and get all of the profit from the ASIC. Either way its a massive gamble on both sides because on one side you could turn out to be a scammer and one the other side the asic might never pay back for it self.
I understand what you're saying.
BTC jam, if you're unfamiliar with the site, is a crowd funding site. I'm not asking for one person to front 100% of the coin, but several people to chip in.
I've around 13-14 coins invested in the site right now (obviously not liquid), so if were to default on the loan, I'd forfeit any future payments on my investments (presumably - I've never defaulted on a loan, but I'd assume that's how it works). It's not exactly a security in the traditional sense, but it does give me added incentive to repay the loan.