Whichever way the market turns, please make sure to insure you currencies. My team and I (ex-AIRcoin dev, maybe you've heard or us XD) have been working on what we call the Smallchange service.
You buy your coins that you want to invest in from our webstore (you choose how much we take as a fee) and you can return your coins for the original price you paid for them should your investment tank. If your trade works out the way you want, we keep the currency you gave us to make the trade.
https://bitcointalk.org/index.php?topic=2613392.msg26589730#msg26589730
Coming 2018! Find us on Slack, Twitter, IRC, or Bitcointalk