Smallchange is live next year, Insured Trading Positions (ITPs) are first on the list.
We'll just leave this here:https://bitcointalk.org/index.php?topic=2613599.msg26591973#msg26591973

I urge you to leave comments on the thread above about the ITPs if you think they'll be useful to you or people you know.  We're trying to get newer users into cryptocurrencies by making the risk accessible to anyone. Too many people are now carelessly investing into currencies due to greed or just general ignorance, without calculating their risk to a tee.  Let us do some of this for you!  Spread the word!