I have high hopes and confidence in Universa and in the CEO Alexander Borodich.
Universa introduces a new generation unique blockchain technology.
Universa is fast blockchain protocol with a low transaction cost.
Just read a whitepaper
https://universa.io/files/whitepaper.pdf?v=1.1I don't have much hope for Universa. Very big ICO and a great team. But they are basically allowing mining only at approved institutions. Doesn't that undermine the very culture and spirit of blockchain - decentralization? Who's to say they don't have a finger in the pie with those institutions. How are they different from a bank that has centralized transaction approvals?