If true, we are all reading numbers in your post.  How many surge damaged appliances have you replaced this week or year?  No just appliances that failed.  You also identified what was damaged inside and what the current path of that surge was.  We did that even decades ago.  Which is why this post bluntly confronts so many only educated by hearsay, advertising, wild speculation, assumptions, no electrical knowledge, and junk science reasoning.

Why are you not replacing clocks, dishwasher, smoke detectors, garage door opener, furnace, and GFCIs daily?  You must if logic has validity.  A completely different reality exists once we include layman simple facts such as specification numbers.  Your concern is for an anomally that might occur once every seven years.  Because all those appliances already have robust protection (and no internal protector parts).