Yes they are. I am no expert on the topic, but after reading their whitepaper and blogs, it seems to me that they are pretty much thinking of everything and also having a more developed product that Civic.
Btw I just found this, a direct comparison between SelfKey and Civic:
Thanks for this. As I never looked up into Civic I wasn't even aware that their service is providing just so less of service in the end. Well in this case Selfkey has definitely the better options here.