Yes, no payments been made after the other loan, so im thinking its gone too.
Am I right in thinking my only recourse is to "paint" the account with feedback?
I think yes, why have you lended without a collateral?
Hmm, a question i've asked myself a few times since...
Because it was a small amount and i felt bad about it being his/her "birthday" and having nothing. Ive been in that spot myself a few times and its not fun. I simply felt bad for him/her/, i was aware of the risks, i just thought it was a reasonably safe bet.
I was wrong.