If you want to be rich don't do drugs they are expensive and waste a bunch of your time. Take the money you were going to spend on pot and buy crypto instead. The rush you will feel ten years from now when you are a multi millionaire will feel better than any drug.
How come most of the rich people do drugs?
Look at Steve Jobs He said lsd was one of the most profound experiences of his life
Kary Mullins also won the Nobel price in biology because of he invented something. He have said he wouldn't be able to invent it without LSD.
Tim Ferris also mentioned in a interview that all the millionaires he knows old uses phycadelics occasionally.
So no they will not ruin your life nor make you poor. Bigger chance of becoming rich when doing phycadelics because they let you think outside the box