Why not standard bank deposits? 
What's the differ?
Obviously, the bank deposit is the least risky opportunity. In addition, it hardly pays any income. What's the differ?Sometimes a deposit does not even generate profitability (the money is simply deposited).
That is why blockhain and this project so important for the world economy 
Thank you Dev
The real advantage here of LoanBit against their competitor is they are using the technology of blockchain as we know blockchain is the most secured and cannot be hacked.