You can really compare these projects only when Change will release it's app and marketplace for now it's all only marketing. And by the was there are much more projects who pursue the same target: Crypterium, Bankera, Polybius, Paycentos and dozen more
Change is going to release the marketplace (main product) in Q1 2018. They are giving updates twice a week: AMA + blog.
Don't know much about other projects but at first glance, they will need more time for development.