I don't want to say anything but while reading your post, it reminded me of someone from 2012 and coincidently both of you are having the same opinion.
Year 2017: Too much dumb investors these days.. Bitcoin is no longer useable in a normal way but noobs will never realize because they never make a transaction to their own wallets because they don't even know it's decentralized and stuff...
Year 2012: too much blind optimism. Everyone thinks bitcoins will rise to the moon again.
Remember some points.
1) Bitcoins are as useless now as they ever were
Year 2017: Problem is because of all this hype there is a lot of new dumb money that only see Bitcoin's insane price growth.
Year 2012: 10) Last but not least, who the hell is stupid enough to pay $5.00 now for a bitcoin?
Year 2022: Will edit this in the year 2022
Things are still in the development phase thus there is a huge (*too much) scope for the growth in my opinion.