Let's see how one operates before condemning it, no? I personally don't have the slightest clue how it's all going to work. I'll wait to see one in real life before deciding.
A lot of details are known already and it's just worthless. LN is much more like traditional banking than cryptocoins. The revolution won't stop, Bitcoin will die but some other coin will survive. Decentralized money is here to stay, Lightning Network is not an option.
I know little about LN but considering your statement I can still see the following
- Countries have their banking system.
- Bitcoin promises full decentralization.
- Lightning network creates a banking system that is global and not country owned.
For now the best of both worlds when considering the Blockchain to be the winning technology and not the decentralization of money.