It will get solved soon. I know that the lightning project has been in development for over a year, but it wouldn't be required if we got a block size upgrade, but unfortunately we didn't We got BCH, but IMO it's not a solution. I don't like people behind it and their attitude. I'm still holding a few coins though just in case as I don't like to burn my bridges, but my BTC holdings keep growing and it's the coin I've chosen to support.
If you're scared of BTC right now you can always hold fiat or fiat tokens and wait it out, but this drop will eventually lead to a nice recovery and that recovery will be pretty fast as it always is with BTC.