Ripple has an actual purpose and use.  As I understand it's being used by actual real companies for real international money transfers to reduce costs.  BTC and ETH are crap IMO, backed by nothing but hysteria and faith in some poorly defined notion of decentralization, under the assumption that decentralization itself is always a good thing or is the main goal or something.  It's turned into kind of a cult.  I'm honestly not interested in bitcoin anymore.  I don't have faith in its future. The mania will probably go on for some time, but I"m okay missing out on that.  I'd rather buy gold than bitcoin at this point.  It's a much better value proposition for sure.